The new era of mobile banking

Having just started my first blog on mobile banking, I just wanted to gage peoples interest in this service and to hear your views on it. Up until fairly recently most banks have mobile banking capabilities which are based on a text and wap platform. I like a lot of people have more than one bank account and have always found it fairly annoying that each bank has an independent service, ie. it hasn't been possible to have a service that links all banks together and allows quick and easy access to money in different bank accounts. Also fraud has been a big issue. So I ask whether you know or have heard of any good services out there that allow a much more effective service?

Regards

valdowaldo